Following through with your New Year's budget resolution

Let me guess: One of your New Year’s resolutions is to either get out of debt, start a savings account, or save up for something big like a vacation, a house, a new car, or an overpriced piece of mid-century modern furniture. You’re not alone. Promising to be better with money is one of the most popular resolutions people make, along with resolving to lose weight.

I make those same resolutions every year also. I do so-so on them, but that’s probably better than most people who don’t do a damn thing. I make do with a small income, but have almost no debt. The weight—well, let’s leave that for a fitness columnist. Here are some starter tips on paying down debt and increasing savings.

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